Making sure that you keep track of bills & payments is extremely important since it’s very easy to overspend. This is why it’s essential to take your time and figure out which applications are suitable for keeping track of your bills & payments in a proper manner. It can help more than you imagine, and the best part is that you can use a variety of apps to do this.
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8 Best Apps for Keeping Track of Bills & Payments
Created by Intuit, Mint is a great personal finance app and maybe one of the best out there. You can easily add your debit and credit cards to your account, and then Mint will categorize your transactions after pulling them from there. Then you can see how you are spending your money and also helps you manage your bills.
It’s even possible to use Mint to create a budget that you can adhere to every month. Another great thing about this platform is that you can access your credit score for free, and you can also see the factors that contribute to your credit score. It’s even possible to manage utility payments and track investments from a single interface.
Many consider Mobills the ideal expense tracker and bill management solution. The best part about it is that you can manage everything in a single place, and you have great charts and visuals to show you what you’re spending your money on. It helps quite a bit, since you will understand what exactly is the major expense for you and what expenses can be avoided. You can also track how much you are spending on your bills, which is very helpful and convenient at the same time. All you have to do is start giving it a try, and you will be pleased with the process.
EveryDollar’s main strength is that you get to see where every penny goes, making budgeting a lot easier. You can start saving without a problem, and it’s also a lot easier to plan payments, including any recurring bills. The app also lets you categorize your expenses and omit duplicates. It’s a great idea since the app is free of charge, with some paid elements. It’s certainly worth a try, especially if you want to manage your budget and bills without any error.
Spendee helps you create an individual wallet, but you can also create shared wallets with family and friends. With Spendee, you can import any bank transactions, and the app will categorize them for you. Of course, if you want it to be 100% accurate, you do have the option to include cash expenses as well. It’s even possible to create budgeted amounts for every spending category, and then you can track everything appropriately. It’s a nifty idea and one of those things that can make a huge difference. Their bill tracker is also great, and it notifies you when to pay bills so you can stay away from any late payments.
Prism is mainly focused on bill payment and management. It shows all the financial accounts and bills in a single app. They cover around 11000 billers, which is more than any app out there. You can add bills to the app, and then Prism will track the due dates and let you know when you have to pay everything. The app itself can be used to schedule payments in advance. This allows you to remove the need to log in to various accounts to pay bills. It’s more efficient, it gets the job done, and the results can indeed be second to none regardless of the situation.
6. Personal Capital
Personal Capital is a finance and investing app. This is the tool you want to use to manage your income, while also tracking retirement funds, stocks, and bank accounts. Having it all in a single place delivers more efficiency and quality, and you will be very impressed with the attention to detail and incredible visuals. That’s what makes the app a great pick, since you can easily manage your portfolio and income at all times. Making changes is a lot easier than ever, and the best part is that you get a multitude of charts to help visualize everything a lot better.
YNAB (You Need a Budget) is one of the best applications that you can use to manage your finances and also learn how to save money. It does an outstanding job when it comes to educating you about the importance of saving money, and it makes budgeting a whole lot easier. YNAB states that their users save around $6000 every year, so you have the potential to save quite a bit of money. The app is also free to try for the first 34 days, and after that, you must pay a fee. Yet, it’s well worth your time if you want a comprehensive, professional budgeting tool.
PocketGuard is a mobile app that helps you take great control over your money, while also optimizing the way you spend. It also helps you grow your savings automatically, which is a crucial aspect to keep in mind. The app has a straightforward interface, and it shows your budget and expenses via a list, pie chart, hashtags, or the top merchants you shopped at.
There are many apps that you can use to track your bills & payments properly and manage your budget in an adequate manner. It does take a bit of time to narrow down what app suits your requirements, but once you find it and manage it appropriately, results can be second to none. So it’s a good idea to check it out, and in the end, you will be pleased with the results!